New Ford Vehicle Tax Deduction for 2025-2028
Take advantage of the IRS's temporary qualified passenger vehicle loan interest deduction and save thousands on your new Ford purchase.
Learn MoreAvailable Now Through 2028
The IRS has approved this temporary deduction for qualified passenger vehicle loan interest for tax years 2025 through 2028. Don't miss this limited-time opportunity.
Up to $10,000 Per Year
Deduct up to $10,000 annually in qualified passenger vehicle loan interest from your taxes. That's real savings for your family's budget.
Works With Standard Deduction
You don't need to itemize deductions to benefit. This deduction is available whether you take the standard deduction or itemize.
Who Qualifies?
To take advantage of this tax benefit, your vehicle and situation must meet specific IRS requirements. Let's break down what qualifies.
Vehicle Requirements
Assembled in the USA
Your vehicle must have had its final assembly in the United States.
New Vehicle Only
The deduction applies to new cars, minivans, SUVs, pickup trucks, and motorcycles.
Weight Limit
Vehicles must have a gross vehicle weight rating under 14,000 pounds.
Personal Use
The vehicle must be purchased for personal use, not business purposes.
Income & Loan Requirements
Loan After December 31, 2024
The debt must have been incurred after December 31, 2024, to qualify for this deduction.
Income Phase-Out Limits
Married Filing Jointly: Deduction phases out for AGI over $200,000
Single Filers: Deduction phases out for AGI over $100,000
Tax Year Timing
Interest paid during the tax year on qualified debt is deductible. Track your payments carefully.
Why Choose Napleton Ford Columbus?
We're here to help you maximize this tax benefit while finding the perfect Ford vehicle for your family.
Largest Selection in Columbus
Browse our extensive inventory of new Ford vehicles that qualify for this tax deduction. From trucks to SUVs, we have options for every family.
Transparent Financing
Our online financing pre-approval process makes it easy to understand your loan terms and how this tax deduction could benefit you.
Ford-Certified Service
We keep detailed maintenance records for your vehicle, making tax documentation simple when you file.
Local Expertise
Our Columbus team understands Wisconsin families' needs and is committed to your long-term automotive success.
Qualified Ford Vehicles
All of these Ford models qualify for the 2025-2028 tax deduction when purchased new and financed after December 31, 2024.
Ford Sedans
Fusion and other Ford sedan models for comfortable family driving.
Ford Minivans
Transit Connect and spacious options perfect for growing families.
Ford SUVs
Explorer, Edge, EcoSport, and more for adventure-ready families.
Ford Pickup Trucks
F-150, Ranger, and other Ford trucks for work and weekend fun.
Ford Motorcycles
Qualifying motorcycle models under 14,000 lbs gross vehicle weight.
Ready to explore our full selection of qualifying vehicles?
Browse Our InventoryImportant Information
Tax Deduction Notice: The information provided is for educational purposes and does not constitute tax advice. The IRS qualified passenger vehicle loan interest deduction is subject to specific requirements and limitations. Income phase-out thresholds, vehicle specifications, and loan timing requirements must all be met to qualify. We recommend consulting with a qualified tax professional or CPA to determine your specific eligibility and how this deduction applies to your tax situation. Napleton Ford Columbus is not responsible for tax filing decisions.
Ready to Drive Home Your New Ford?
Our friendly Columbus team is here to answer your questions about this tax deduction and help you find the perfect vehicle.
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Have questions about the new tax deduction or want to explore our inventory? We're here to help.